If you’ve been injured on the job, you may wonder if you have a workers’ compensation claim. If you’re an employer, you may wonder if you must provide workers’ compensation insurance. Maybe you’re at a loss trying to navigate how the claims work. At the Law Offices of Laura Lanzisera, we’re here to help smooth out the process for you.
The Complete Guide to Workers’ Compensation in GA and What it Means for Employees
The Importance of Workers’ Compensation Coverage in Georgia
To start, workers’ comp in Georgia is a legal requirement for employers. If an employee suffers a work-related injury, the employer must provide coverage for medical costs, rehabilitation, and more. Further, its purpose is to provide a measure of protection for workers against the costs of work-related injuries and illnesses.
The purpose of this article is to educate the reader on how to make sure they are covered by workers’ comp insurance, what they are covered for, and when it’s appropriate to consult a Georgia workers’ compensation lawyer.
What is the Purpose of Workers’ Compensation?
In Georgia, workers’ comp is a form of insurance provided by employers that offers benefits to employees who are injured or contract an illness during their employment. Plus, workers’ comp insurance is designed to replace lost wages and pay for medical bills related to the injury/illness. Also, workers who cannot work due to their injuries may receive benefits from workers’ comp.
Workers’ comp aims to provide a financial safety net for employees injured or contracting an illness during their employment.
Why You Should Consider Workers’ Comp Insurance as a Georgia Business Owner
In general, workers’ comp insurance companies provide wage replacement, medical benefits, and rehabilitation to workers who obtained an injury on the job. To provide this protection, Georgia law requires most employers to carry workers’ compensation insurance.
Workers’ compensation laws in Georgia require employers with three or more employees to carry workers’ comp insurance. If you have three or more employees and don’t have workers’ comp insurance, you must inform the state.
Benefits of Working with a Workers’ Comp Lawyer for Claims
Unfortunately, many people are unaware of their rights and responsibilities regarding a workers’ compensation claim. Working with a lawyer who can help you understand how the process works and what steps you need to take is vital. As a result, your lawyer will help you get the workers compensation benefits you deserve.
Working with a law firm for your workers’ compensation claim is beneficial. For example, a workers’ compensation attorney:
- Helps you understand your rights and responsibilities when it comes to Georgia workers’ compensation
In general, Georgia workers’ compensation laws help protect both employers and employees from accidents, injuries, and illnesses. On the one hand, the employer must have a workers’ comp insurance carrier, which includes a benefits package for injured workers. On the other hand, workers need to be aware of their rights and responsibilities in case of an accident on the job.
- Provides access to the resources needed for handling these claims
It is vital to have access to the resources needed for handling workers’ comp claims in court is essential for employers, employees, and their attorneys. Further, the complex legal process can be challenging for anyone not experienced with legal jargon.
- Know what’s needed for handling these claims
With the introduction of Georgia workers’ comp in 1920, the world has seen an increase in workplace accidents. The government sets safety standards and guidelines to prevent accidents.
- Higher chance of getting favorable results than if you were representing yourself
The law mandates workers’ comp. An employer must provide the insurance when an employee suffers an injury or illness at work. However, a workers’ comp claim can be complex. So, hiring a workmans compensation lawyer in Georgia who can represent you in court is best.
Understand Your State Requirements and Laws Regarding Workers’ Compensation
- How to complain about the attack
- Who to tell the police about your assault
- Whether or not you have a case for compensation from your employer. For example, if a customer assaulted you in a bar, it led to injury during employment.
Free Case Evaluation
If you’ve been injured at work, you need expert representation. Call the Law Offices of Laura Lanzisera today at 404-445-6010 to get your workers’ compensation case handled correctly.