Navigating the legal field yourself can be complex. If you or your loved one are suffering a catastrophic injury, you must consult an Atlanta catastrophic injury lawyer in Georgia to submit your injury claim.
What Constitutes a Catastrophic Injury?
In general, the definition of a catastrophic injury is an injury that permanently prevents the victim’s ability to work or perform other tasks of daily living. For example, this can include paralysis, brain damage, and more. Work injuries require claims and a checkup to determine if the injury is catastrophic. For example, a broken leg could be classified as a minimal injury depending on the nature and severity of the break.
In addition, a catastrophic injury in Georgia is often the result of an accident. People with a traumatic brain injury or spinal cord injury can experience severe physical or cognitive impairments that disrupt their ability to perform daily tasks.
Unfortunately, catastrophic injuries are not always easy to identify. They may not be immediately apparent. Thus, the symptoms may take years to show up.
Personal injury and disability law are complex subjects that can confuse those who do not have a background in the field. If you think you have a disability or disability benefits claim, you must speak with a personal injury lawyer as soon as possible.
What is Workers’ Compensation?
Workers’ compensation is a type of insurance that protects workers in the event of a work-related injury. In other words, these insurance companies cover medical bills and lost wages for the injured worker. However, workers’ comp is not a substitute for private health insurance or workers’ comp coverage. But it does provide some protection against the costs of work-related injuries. Plus, the three types of workers comp coverage are:
1. Workers’ Compensation Insurance
This form of insurance coverage is in the US. In general, this type of insurance provides benefits and income replacement to employees who obtained an injury or illness on the job. In most states, workers covered by this insurance are entitled to benefits such as medical care, income support, long-term disability and other benefits, depending on length of service and other factors. Although there are caps for some benefits. Finally, there is no cap on the amount of premiums employers must contribute each year.
2. Employer-Sponsored Health Insurance
In the United States, one of the cornerstones of our national health care system is employer-sponsored healthcare. With the help of employer-sponsored health insurance, many people receive healthcare benefits that would otherwise be unaffordable. Also, this type of insurance legally requires employers to provide their employees with certain coverage and care.
3. Health Benefits Provided by a Company
Many people work in offices today, which can lead to a sedentary lifestyle. However, employees don’t have to live this way any longer. For example, leading companies encourage healthy habits by providing gym memberships and healthy snacks in the office. As a result, this is good for both the company and its employees because it keeps them happy and productive.
What Happens to Your Benefits if You’re Injured in an Accident?
Accidents happen, and when they do, you deserve compensation. If the accident involved a fellow employee, then the company should be covered by work comp. However, if it is an employer-based accident, then the injured party may be eligible for workers’ comp.
If your employer fires you for reporting an accident, then you may be eligible for workers’ comp. If a supervisor or manager mishandles the way the injury law works, then the company would also be covered. For example, if a supervisor or manager orders you to not take time off of work after an accident, and this is directly related to your injury, then the company would be held liable for not allowing you to take time off. As a result, that supervisor or manager would be held accountable for their law-breaking behavior.
Some things an injured party can do to determine if the accident is work comp or not are:
- Talk to your supervisor or team leader.
- If a worker is unsure of whether or not they have the right to file a work comp claim, they should contact a catastrophic injury attorney.
- If an employee does not know who their employer is, they should contact their state insurance division.
What Should You Do if You Have a Severe Injury?
To start, it is important to know that workman’s comp benefits are not just for people who obtain an injury at work. If you ensure pain and suffering from one of the various types of injuries at work, you are eligible for these benefits in the state of Georgia. So, your employer will be able to help you with the process of filing a claim and getting your benefits.
It’s no secret that filing for a permanent disability claim or a personal injury claim can be a confusing, intimidating process. Fortunately, we are here to help! With a workers’ comp lawyer by your side, we can work together to make sure you’re submitting all the right paperwork and getting your benefits as soon as possible.
Free Consultation and Case Evaluation
If you’ve been injured at work, you need expert representation. Call the Law Offices of Laura Lanzisera today to get your workers’ compensation and catastrophic injury case handled the right way.